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The Office Depot/Office Max Visa Gift Card (VGC) Offer
Office Depot/Max has reintroduced their recurring discounted Visa Gift Cards (VGCs) offer.
This offer is only accessible for in-store acquisitions from September 1st through September 7th, 2024.
With this promotion, $15 is automatically subtracted at the register if you buy at least $300 worth of Visa gift cards in-store.
This is an exceptional chance to help you satisfy the minimum spending requirement of a new credit card approval, provided that card is not an American Express Credit Card.
You can also employ a credit card that offers bonus points at Office Supply Stores.
Updates
Date | Details |
---|---|
March 2024 |
Shops can vend a maximum of 10 cards X $200 per transaction. Each card incurs an activation fee of $7.95. Ten cards will accumulate to $2070.95. You get $15 off every $300, making $2070.95 eligible for a $90 reduction. The final sum is $1,989.50 after the deduction. |
August 2023 |
When you buy 6 X $200 Visa Gift Cards in one purchase, $60 will be automatically deducted. A driver’s license is required for purchases over $1000. |
May 2023 | When acquiring 3 X $200 Visa Gift Cards (total: $600 + activation fees), $30 will be instantly deducted. |
Stacking Opportunities
Stack 1: Dosh
Alert: Potential Account Suspension if Dosh observes that your purchases are majorly gift cards.
The ” DOSH ” cashback app also provides a 2% cashback for Office Depot/Max transactions.
Despite Dosh stating that gift cards don’t qualify for cashback, my experience has been different. However, be sure to add a few miscellaneous items to avoid an audit.
Be aware that Dosh can retract any cashback bonuses they’ve issued at their discretion, so YMMV (your mileage may vary).
This offer provides an excellent chance to accumulate travel points and achieve up to a $30 discount simultaneously, with the added potential cashback from Dosh making it even more appealing.
Ensure you link the credit card you intend to use to your Dosh account before this purchase.
Various data points (DPs) indicate that you should link the card 24 hours before purchase, but my experience has been quicker.
The cashback is usually immediate, and the ceiling cashback from Office Depot per day is $10.
Options | Total Charge | After Discount | Gain |
---|---|---|---|
A. Two (2) $200 VGCs priced at $207.95 each. | $415.90 | $400.90 | -$.90 |
B. One (1) $207.95 VGC and one (1) $107.95 VGC | $314.90 | $299.90 | $.10 |
C. Three (3) $207.95 VGCs | $623.85 | $593.85 ($30 off) |
$6.15 |
D. Three (3) $205.95 Grocery Everywhere ($5.95 Activation Rate) |
$617.85 | $587.85 | $12.15 |
STEP 4:
Earn the $15-$30 rebate, instant cashback from Dosh, Payce, or bank deals, and credit card rewards with just one swipe of your connected card.
STEP 5:
Since the $15-$30 rebate is available once per visit, you can repeat the method several times during the promo week to accumulate additional travel rewards.
Advice: If the gift cards are missing from the shelves, ask a staff member to look in the back room. Sometimes, they forget to replenish when the displayed cards are sold out.
Everywhere Visa Gift Cards
As stated earlier, Everywhere Visa gift cards are another variant of Visa gift card that qualifies for this offer.
Though not as versatile as standard Visa Gift Cards, some points aficionados may find the Everywhere Visa gift cards more economical due to their lower activation charges.
Several “Everywhere” Visa Gift cards are accessible in-store, but I purchase only two:
- Everywhere Grocery Visa Gift Card ($5.95 Activation Fee) – valid at supermarkets, including Costco
- Everywhere Dining Visa Gift Card ($4.95 Activation Fee) – valid at restaurants and potentially at Costco
How To Use These Gift Cards
You can cover any of the following expenses with these gift cards:
- Estimated Taxes
- Health Care Expenses
- Utilities: Electricity, Water, Internet, Phone, Garbage, etc.
- Groceries
- Gas (paying inside)
- Vehicle Insurance
- Home Insurance
- Car Repairs/Maintenance
- Restaurants
- Shopping (in-store and online)
- Costco Gift Cards
Warning: Only purchase the number of gift cards you can easily use later. In this post, I will identify the best ways to redeem these gift cards subsequently. Moreover, since these expenditures are billed to your credit card, be cautious of buying an amount you can confidently settle in full when your credit card bill is due. It is NEVER wise to pay exorbitant fees to banks. Therefore, avoid this approach if you foresee any challenges in paying off your balance in full by the due date.
Frequently Asked Questions (FAQs)
1. When Does Office Depot/Office Max Reveal These Gift Card Offers?
The best way to find out is to visit Office Depot on a Sunday to check if gift cards are available at a discount.
We also inform in our complimentary Travel Miles and Points Facebook Group.
2. How Frequently Does Office Depot/Office Max Hold These Gift Card Discounts?
Office Depot/Office Max typically run Visa and Mastercard gift card promotions about once or twice per month.
As previously mentioned, we announce these discounts in our free Travel Miles and Points Facebook Group.
3. Is It Required to Register These Gift Cards Before Using Them?
Registration of these gift cards prior to use is not required.
4. When Is It Best to Use These Gift Cards?
These gift cards act as debit cards, making them usable anyplace that accepts debit or credit cards in the USA.
This blog entry contains various suggestions on where to use these cards.
5. When Should These Gift Cards Not Be Used?
We advise against using these gift cards in the following cases:
- Avoid using gift cards for expensive items that need purchase protection. Instead, use a credit card that provides purchase protection or an extended warranty.
- Refrain from using gift cards when there’s a high likelihood of needing to return items.
Final Reflections
I am very fond of these promotions and strive to take advantage of them whenever possible.
I strongly recommend that you do the same, especially if you collect credit card points or need to meet a minimum spend requirement.
However, a cautionary reminder is to only purchase as many gift cards as you can easily pay off when your credit card bill arrives.
It is never wise to carry a balance on your cards and incur high interest fees.
That would undermine the purpose of this pastime, which is economical travel.
Are you planning on visiting Office Depot/Max this week as well?
EDITORIAL DISCLOSURE – Opinions expressed here are solely the author’s, not those of any bank, credit card issuer, hotel, airline, or other entity. The content has not been reviewed, approved, or endorsed by any of the entities in the post.”